No comparing
The best blended wholesale rate is served to you automatically — you'll never shop around again.
No app-hopping. No rate comparing. Owodrop finds the best live rate across wholesale providers in real time, you pay by bank in one tap, and the money drops straight into the recipient's account. You just pick the amount.
Step 1 · The best rate, instantly
Owodrop blends live wholesale rates from multiple providers and serves you the best one for your corridor. No comparison websites, no guesswork — you save roughly £3–£12 per transfer, every time.
Pick the corridor and the amount — Owodrop does the rest.
British Pound → Nigerian Naira
Live rate
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They receive
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You save vs. a typical provider
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Typical high-street providers add roughly 0.55% on top of the mid-market rate. Owodrop passes the wholesale rate straight through — the only charge is the flat 10p, which is free this month.
No rate yet.
Step 2 · Pay by bank
Tap your bank, authorise with FaceID or fingerprint, and the money moves securely over account-to-account rails — Monzo, Starling, HSBC, Barclays and more.
Select the amount, tap your bank, authorise with biometrics. Owodrop then routes and pays out instantly.
Ready — pick a corridor, then tap “Pay by bank”.
Tap your bank
Bank selected
Pick a bank above.
Simulation: no money moves. In production this opens your bank's secure consent screen — nothing is shared with Owodrop beyond the payment confirmation.
Step 3 · Money drops
The moment it lands, a crisp digital receipt shows exactly what happened — corridor, locked FX rate, flat fee, zero hidden markup and what the recipient received.
Receipt · Owodrop
Why it's easy
The best blended wholesale rate is served to you automatically — you'll never shop around again.
Tap your bank and authorise with FaceID — no card numbers, sort codes or account digits.
Owodrop picks the best wholesale rail and pays out in seconds — you get a receipt when it lands.
One flat fee, no percentage cuts — and it's completely free during your first month.